Potential answers for "Oft-insured item"

⭐⭐⭐⭐ CAR
⭐⭐ COAT
⭐⭐ TOAST
⭐⭐ CIG
⭐⭐ SODACAN
⭐⭐ ACCIDENT
⭐⭐ OREO
⭐⭐ FAT
⭐⭐ LOSS

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