Potential answers for "Lowered-payment loan, for short"

⭐⭐⭐⭐ REFI
⭐⭐⭐ AMORT
⭐⭐⭐ AMORTS
⭐⭐⭐ SECURED
⭐⭐ REEFED
⭐⭐ FLATTED
⭐⭐ PHONOGRAPHNEEDLE
⭐⭐ AMEX
⭐⭐ APR

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