Potential answers for "Is behind on bills (... first 2)"

⭐⭐⭐⭐ OWES
⭐⭐⭐ INDEBT
⭐⭐⭐ OWE
⭐⭐⭐ INARREARS
⭐⭐⭐ OWED
⭐⭐ DEBTS
⭐⭐ ELIA

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