Potential answers for "Have a debt to pay"

⭐⭐⭐⭐ OWE
⭐⭐⭐ SETTLEUP
⭐⭐⭐ STRIP
⭐⭐⭐ IOU
⭐⭐⭐ GARNISHEE
⭐⭐⭐ GETOUTFROMUNDER
⭐⭐⭐ OWESTO
⭐⭐⭐ ARREAR
⭐⭐⭐ PONYUP
⭐⭐ THERENT

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Man's ''three-piece'' attire   Something forbidden   Any solemn ceremony