Potential answers for "Acquires, as a penalty"

⭐⭐⭐⭐ INCURS
⭐⭐ REFINES
⭐⭐ GETS
⭐⭐ DERIVES
⭐⭐ SWIPES
⭐⭐ SNAPSUP
⭐⭐ BAGS
⭐⭐ LEARNS
⭐⭐ EARNS
⭐⭐ COMESINTO

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