Potential answers for ""___ a borrower...""

⭐⭐⭐⭐ NEITHER
⭐⭐ NOR
⭐⭐ CREDITBUREAU
⭐⭐ OWE
⭐⭐ APR
⭐⭐ INT
⭐⭐ LENDER
⭐⭐ CUPFUL

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Brownish tone   Democrat or Republican   Occurring naturally